Website Use Policy (Terms of Use)

Last Updated: [January 6, 2026]

By accessing or using this website, you agree to the following terms and conditions. If you do not agree, please do not use this site.

1. Website Purpose

This website is provided for general informational purposes related to insurance and employee benefits. Content is not intended as legal, tax, or financial advice.

2. Intellectual Property

All content on this site—including text, graphics, logos, videos, and downloadable materials—is owned by or licensed to us and may not be copied, reproduced, or distributed without prior written permission.

3. Acceptable Use

You agree not to:

• Use the site for unlawful purposes

• Attempt to gain unauthorized access to systems or data

• Upload or transmit malicious code

• Misrepresent your identity or submit false information

4. Third-Party Links

This website may contain links to third-party websites. We are not responsible for their content, privacy practices, or terms.

5. Disclaimer

Information on this website is provided “as-is” without warranties of any kind. Coverage availability, eligibility, and terms are governed by the issuing insurance carrier.

6. Limitation of Liability

We are not liable for any direct or indirect damages arising from use of this website or reliance on its content.

7. Changes

We reserve the right to update this policy at any time. Continued use of the site constitutes acceptance of any change